Alt-Doc & Non-QM

Not everyone fits neatly into traditional lending guidelines. That does not mean buying or refinancing is out of reach.

Alt-Doc and Non-QM loans are designed for borrowers with non-traditional income, variable earnings, or unique financial situations. This can include:

These loans look beyond standard checkboxes to better reflect how you actually earn and manage money.

Many borrowers assume they don’t qualify simply because a bank said no. In reality, they were often evaluated through a very narrow lens.

As a wholesale mortgage broker, Latitude Lending can:

Our role is to find a solution that fits your financial reality—not force you into rules that don’t.

We don’t sell your information. Ever.

Big conversations don't need big pressure.

Start the Conversation. We'll handle the rest without high pressure sales tactics.

Your information stays here.

We do not sell or share your contact information. Your details are used only by Latitude Lending to respond to your inquiry.